Agree to be bound

Please read and make sure you understand these terms before using this website. This website is owned and provided by Equity Trustees Limited ('EQT'). It includes information provided by related companies of EQT, being Equity Trustees Wealth Services Limited and Equity Trustees Superannuation Limited.

The following terms of access (Terms) apply to your access and use of this website. By continuing to use this website and the material provided through it, you are deemed to have read and agreed to these Terms. If you do not agree to be bound by these Terms, please cease accessing and using this website immediately. EQT reserves the right to change, modify, add or remove any portion of these Terms in whole or in part, at any time, without notice. Your continued use of the website will be considered acceptance of those changes. EQT recommends that you visit this page from time to time to review the current Terms.

Disclaimer

EQT disclaims to the maximum extent allowed by law, any warranties, either express or implied, with respect to these Terms or the website. However, EQT does not exclude or limit any provision of any statute (including the Competition and Consumer Act 2010 (Cth)) where to do so would contravene that statute or cause any part of these Terms to be void.

If a supply under these Terms is a supply of services to a consumer within the meaning of the Australian Consumer Law (ACL) as set out in the Competition and Consumer Act 2010 (Cth), nothing contained in these Terms excludes, restricts or modifies the application of any provision, the exercise of any right or remedy, or the imposition of any liability under the ACL, provided that, to the extent that the ACL permits EQT to limit its liability, then liability will be limited to the resupply of the services or payment of the cost of resupplying the services.

This website, the information and materials on the website, and the software made available on the website, are provided 'as is' without any representation or warranty, express or implied, of any kind.

To the maximum extent possible, EQT does not warrant or guarantee the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the website. You acknowledge that you are responsible for assessing the accuracy and completeness of content on this website, and reliance on any opinion, advice, statement, memorandum or information shall be at your own risk.

In no event shall EQT or any of its subsidiaries be liable to any website user or any other entity for any damages whatsoever, related to the inability to access or use the material or functions of this website.

Nature of advice

The information in the website is of a general nature only. It does not take into account your personal objectives, financial situation or needs. The information on this website does not constitute financial, investment, legal or taxation advice.

Before making any decisions involving financial products or services, you should read the relevant Financial Services Guide and any applicable Product Disclosure Statement before making a decision. EQT recommends that you seek independent professional advice as to the suitability of the products or services to your particular financial circumstances.

Copyright

This website is copyrighted and protected by copyright laws. You agree to comply with all copyright laws in your use of this website and to prevent any unauthorised copying of the materials. Except as expressly provided herein, EQT does not grant any express or implied intellectual property rights to you. You may not modify or copy the layout of this website or any computer software and code contained in the website. You agree to abide by all additional restrictions displayed on the website as it may be updated from time to time.

Copyright on all materials belongs to EQT and does not pass to you when you download it. You must retain any copyright or other proprietary notices contained in any of the materials you download from this website. You must not alter the materials in any way or reproduce or otherwise use them for any public or commercial purpose. You must not transfer, transmit or distribute the materials to any other person.

Changes to this website

EQT may terminate, change, suspend or discontinue any aspect of the EQT website, including the availability of any features of the website, at any time. EQT may also impose limits on certain features and services or restrict your access to parts or the entire website without notice or liability.

Third-party websites

EQT may provide links to other websites owned and operated by other companies or individuals. These websites are provided as a convenience to you only and do not constitute an endorsement of those websites or the information contained therein. EQT is not responsible for the material contained on those linked websites and they may have their own terms and conditions of use.

If you use these websites, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements.

Third party products

Some products and services offered on this website are provided by third party organisations. EQT is not responsible for these products or services, and does not necessarily endorse the views or actions of these organisations. You should exercise your own judgment and seek independent professional advice before taking up any product or service offered by a third party. EQT does not accept liability for any loss or damage incurred by you in taking up or relying on any product or service offered by a third party on this website.

Jurisdiction of law

The material on this website has been prepared for residents in Australia and EQT makes no representation that it is appropriate or available for use at other locations outside Australia. The Terms of this website are governed by the laws of Victoria, Australia. You agree to the jurisdiction of the courts of Victoria to determine any dispute arising out of these Terms.

These Terms constitute the entire terms of access between EQT and you with respect to your use of the website. Any cause of action you may have with respect to your use of the website must be commenced within the period provided by any applicable statutory limitation period. If for any reason a court of competent jurisdiction finds any provision of the Terms or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of the Terms, and the remainder of these Terms shall continue in full force and effect.