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Your employer has chosen to offer you important retirement benefits through The Executive Superannuation Fund.

As a member of the fund you will benefit from:

  • Quality Life and Disability insurance benefits
  • Access to financial planning and workplace education seminars
  • 24 hour online access to your account
  • Spouse, Transition to Retirement and Pension accounts 
Member Login >  Employer Contribution Portal >
The Apex Super Plan is closed to new members

You have choices - your investment options

Product Information

  • Product Disclosure Statement (PDS)
  • Reference Guide
  • Insurance Guide
  • Investment Guide
  • Letter of Compliance

Annual Report


Most people insure all the things they’ve worked hard for, but forget to think about themselves. Your ability to earn an income is probably the most precious asset you can ever protect. You may know a relative, friend or colleague who has been diagnosed with cancer, suffered a heart attack or had an accident, leaving them unable to work for a period of time, or even permanently. 

Insurance through The Executive Superannuation Fund can give you comfort knowing that if something happens, you and your family can be looked after. It covers you 24 hours a day, 7 days a week; not just when you’re at work.

We can offer insurance for:

  • Death only
  • Death and Total and Permanent Disability
  • Income Protection

Why Consider insurance through The Executive Superannuation Fund?

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    More disposable income

    With The Executive Superannuation Fund insurance premiums are deducted from your super account, and not from your pay packet as with non-super insurance, leaving you with more to spend on your other goals. 

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    Value for money

    Because of our size, we can negotiate competitive rates with our insurance provider. To get similar insurance from outside super, the cost to you may be higher. 

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    Automatic acceptance

    Through The Executive Superannuation Fund many members can have cover without providing medical records or having a medical examination (this is called automatic acceptance). 

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    Pay less tax

    Unlike non-super insurance which is paid for from your after-tax income, insurance with The Executive Superannuation Fund is generally paid for with pre-tax contributions, reducing the amount of tax you pay on your super contributions.   

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    Take it with you

    When you leave an Executive Superannuation Fund employer you are generally able to continue your insurance cover (although the premium may change). This means you don’t have to worry about medicals or forms to obtain insurance cover elsewhere. This is important as you may not get the same level of cover and at the same low cost elsewhere, especially if your medical circumstances have changed.


SuperStream is part of the Government's Stronger Super legislation - a package of reforms to make the Australian superannuation system more efficient. Under SuperStream, employers must adhere to new data and payment standards when making contributions. Find out more.

Investment Options

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    Growth assets

    Growth assets such as Australian and overseas shares, and property, carry a higher level of investment risk over shorter periods, with the possibility of higher returns over the longer term. Returns may be negative in some years.

    But while they may seem volatile over the short term, they have the potential to grow your investment substantially over the long-term. 

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    Defensive assets

    These investments are used when trying to protect the investment from the chance of a negative return (in other words the value of the investment falls). Defensive investments tend to produce lower long-term returns but are more stable than Growth assets. Defensive assets such as bonds, cash and deposits have a lower investment risk, but usually offer lower returns over the longer term.

    You may wish to consult a financial adviser to discuss your personal circumstances.