Employer Product Comparison Table

Features            

Freedom of Choice

EquitySuper Master Trust

Who is it for?

Employers wanting to set up a fund for their employees Employers wanting to set up a fund for their employees

Type of Fund

Discretionary Master Trust Master Trust Fund-of-Funds

Investment Options

Up to 100 managed fund options.
ASX 300 direct share investment.
13 diversified and sector options.

Default Investment Option

EquitySuper PST, but can be selected by Employer Balanced Fund, but can be selected by Employer

Socially Responsible Investments (SRI)

Up to 17 SRI options available No

Contributions

All types including overseas transfers All types including overseas transfers

Contribution methods

Cheque, EFT, Direct Debit, BPay Cheque, EFT, BPay

Insurance available

Insurance can be customised to suit demographics of Employer (includes Death & TPD and Salary Continuance) Insurance can be customised to suit demographics of Employer (includes Death & TPD and Salary Continuance)

Binding Death Nominations

Transition to retirement availability

Yes, can retain investments Yes, can retain investments

Pension division

Yes, can retain investments Yes, can retain investments

Member services

  • Online access
  • Online education
  • Financial advice available
  • Regular newsletter 
  • Online access
  • Online education
  • Financial advice available
  • Regular newsletter

Exited employee benefits

Moved to personal division, but can retain investments and insurance Moved to personal division, but can retain investments and insurance

Employer Services

  • Online access
  • Dedicated administration staff
  • Policy committee and election support
  • Education forums
  • Online access
  • Dedicated administration staff
  • Policy committee and election support
  • Education forums

Spouse accounts

Clearing House Software

Customised PDS and website

An employer can customise their PDS and other documentation (a fee may apply) An employer can customise their PDS, website and other documentation (a fee may apply)